Travel Insurance

Travel Insurance

Travel insurance is compulsory for all our trips. On all our holidays you must have comprehensive travel insurance which we recommend you take at the time of paying your deposit. Nepal Discovery Treks can help recommend a suitable policy for your tour or you may choose to take other cover. Participants without adequate insurance cover will be asked to arrange cover immediately before commencing their holiday - this can be very difficult and expensive to arrange locally. We require that, at a minimum, you are covered for medical expenses including emergency repatriation. We strongly recommend that the policy also covers personal liability, cancellation, curtailment and loss of luggage and personal effects.
In the event of emergency evacuation, you are liable to the helicopter operating company and to Nepal Discovery Treks for both the helicopter operating company’s direct costs - which can amount to thousands of U.S. dollars - and also to Nepal Discovery Treks for an additional amount of 10 per cent, to cover Nepal Discovery Treks costs for organising the evacuation. Passengers requiring emergency evacuation will be billed for the cost and required to pay prior to departing Kathmandu or the relevant point of exit. Nepal Discovery Treks will supply all necessary supporting documentation to enable you to make an insurance claim but the primary obligation for payment rests with the passenger.
If you have credit card insurance your tour leader will require details of the participating insurer/underwriter, the level of coverage, policy number and emergency contact telephone number rather than the Bank's name and credit card details. Please contact your bank for these details prior to arriving in-country.

IMPORTANT NOTE- Those on some “Challenging or “Mountaineering” expeditions should be aware that standard travel insurance policies do not cover general mountaineering requiring the use of ropes, etc. You will need to take out additional higher risk cover for this. Please consult Nepal Discovery Treks for further details.